Axia Programs
Production Tools
Axia Programs and Production Tools
Axia is continually looking for ways to give you an advantage with borrowers and referral partners in your market. We not only offer several existing programs and tools designed to help you compete, we’re always listening for ideas and opportunities to develop new programs that can assist you in attracting and winning more business.
Axia Programs
TBD Underwrites and TBD Locks
Offer your purchase borrowers peace of mind with TBD Underwriting and the ability to lock a rate for 60-120 days (plus a one-time float-down option if rates improve within 30 days of closing) so they can shop for their dream home worry free.
Service
Specialized Loan Solutions Team
Our in-house origination team (SLS) supports your growth by helping you retain more borrowers and referral partner relationships through low-cost pricing when competition arises against channels such as commercial banks, credit unions, or discount brokers, or when licensing presents an issue for your out-of-state borrowers.
Production Tools
Diverse Product Offering
Axia’s products and programs are as diverse as our LO base and include non-warrantable & condotels, manufactured & modular homes, asset depletion programs, temporary buydowns, bank statement and no ratio programs, HELOCs and fixed 2nds, delayed financing, reverse mortgages, and local & state DPA/Bond programs.
Axia Programs
$10,000 Approval Guarantees
Help your agents win more offers, give your borrowers maximum purchase power, and offer Axia’s fastest closing speeds with a Guaranteed Credit Approval Certificate through our Certified Homebuyer Program. Under this program, Axia will pay the seller $10,000 if the loan does not close due to financing based on the terms set forth in the Certified Homebuyer Guarantee.
Axia Programs
Market Advantage Refi Fee Waiver Program
Axia’s Market Advantage Program allows your borrowers to purchase a home today and refinance their loan with no lender’s fees at a more competitive rate within 36 months of the closing date, subject to the conditions of the program.
Axia Programs
Business Partner Affinity Program
Partner with businesses to offer their employees, friends, and family a reduction in loan fees, complimentary annual reviews, and financial education seminars through Axia’s Affinity Program.
Axia Programs
ESOP Affinity Program/Leads
Receive warm leads from ESOP conferences to help other ESOP businesses attract, recruit, and retain employees by providing financial education and significant homeownership benefits, including the reduced loan fees offered through our standard Affinity Program.
Axia Programs
Builder Closing Cost Credit Program
Secure more builder business with our Builder’s Edge program with a reduction in loan fees (given as a lender credit), no origination fees, and appraisal waivers for certain purchase transactions.